No Medical Exam Life Insurance Review

When you are looking for life insurance, there are a few things that you will want to consider. One of those is the type of policy that you want to purchase. One option is no medical exam life insurance policies.

These policies do not require a medical exam in order to be approved for coverage. This can be a great option if you are concerned about having a physical or if you do not have time for an exam.

Keep in mind that these policies may have a higher premium than those that do require an exam, and they may also have a lower payout if something happens to you. Make sure you compare policies and rates before deciding which one is right for you.

Getting Started

Life insurance policies without a medical exam are often called “no exam” policies. They are term life insurance policies, which means that they provide coverage for a certain period of time, usually 10, 15, or 20 years. A no exam policy may be a good option if you are in good health and do not want to go through the hassle of taking a medical exam.

No exam policies tend to be more expensive than traditional life insurance policies with a medical exam. And, because no exam policies do not require as much information about your health, they may not be available to everyone. So, before you decide whether a no exam policy is right for you, consider your needs and budget.

Types of No Medical Exam Life Insurance

When it comes to life insurance, there are two types of policies available.

One is term life insurance, which is just what it sounds like insurance that lasts for a certain amount of time, or term. After that time period has passed, the policyholder needs to renew the policy or get a new one if they want coverage again.

Another type of life insurance is whole life insurance. This type of policy lasts for the person entire lifetime and premiums are usually higher than for term life policies.

Which One Should Get No Medical Exam Life Insurance

For those who do not have time to go to the doctor or hate needles, no medical exam life insurance policies from may be a good option. These policies are designed for people who are in generally good health and do not have any major health concerns.

The premiums for no medical exam life insurance are usually a little higher than for policies that do require a medical exam, but for some people, the peace of mind that comes with knowing there is no medical exam required is worth the extra cost.

When deciding whether or not to get a medical exam, it is important to consider your overall health and your age. If you are in poor health or are over 65, you may not be eligible for a no medical exam policy.

Is No Medical Exam Life Insurance Approval Fast & Easy?

Insurance is a vital part of life, but for many it can be difficult to obtain. This is especially true for those who have preexisting conditions or who are considered high-risk.

But, getting life insurance without a medical exam has never been easier.

There is no need for a physical exam, approval is fast and easy. In most cases, people with different health standings can get approved within days. This makes the perfect solution for anyone who needs insurance quickly or who does not want to go through the hassle of a medical exam.

How To Apply No Medical Exam Life Insurance is one such company that offers this type of policy, which is also called no medical exam life insurance. The process of obtaining a policy through is entirely online and takes just minutes to complete.

You can apply quickly and easily, without having to go through a long and complicated application process. There are no invasive medical exams required, and you can be approved for coverage within 24 hours.

In addition, there are no health questions to answer, so you do not have to worry about your health history being revealed. Another advantage is that you can get coverage even if you have pre-existing conditions, which may not be available with traditional life insurance policies.

Summing Up: Is Trusted?

No Medical Exam Life Insurance is the perfect solution for people who want life insurance but do not want to go through a medical exam.

With an Alexa ranking of 772k and over 425 reviews on with a rating of 4.8 stars, Sproutt has quickly become a trusted resource for no medical exam life insurance policies.

Customers have left many positive feedbacks about their experience with, citing the ease of the application process and the quick turnaround time on policies as some of the reasons we recommend the company to others.

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